I was at Paseo de Santa Rosa in Laguna yesterday. When I saw that the BPI ATM machine was unavailable, I drove around to check other ATM's where I can withdraw some money. I saw the Metrobank ATM and withdrew a small amount. To my surprise, when I saw the remaining balance after withdrawal, the bank charged me 200 pesos!
When I called BPI expressphone to check, it was only then that I learned from the phonebanker that Metrobank (with the Cirrus logo) charges US$2.00 for every withdrawal and US$0.50 for every balance inquiry. According to the phonebanker, the transaction is classified as international hence the dollar charges.
Hey, the amount maybe small but if I had known and had BPI informed their account holders including me, I would have chosen to drive some more to look for a BPI ATM. In these days when times are hard and money is scarce, 200 pesos is still 200 pesos.
yep, do not use your bpi atm international card in non-bpi atm machines because the charges will be in us$.
of course di yan sasabihin ni bpi dahil kikita sya and the other bank kapag nagkaroon ng inter bank transaction. the same reason na kapag nagpapalit ka ng bpi atm card ngayon and lahat ng atm na iniissue ni bpi ay international na lahat
(my wife works as an auditor at bpi...at lagi syang asar talo sa kin kapag sinasabi ko ang kagaguhan ng employer nya hahahaha)
To be fair, I WAS warned by BPI when they switched to the new cards about the Cirrus policy and charges. It isn't usually an issue for me, as I work in Makati where BPI ATMs are ubiquitous.
actually, it happened din to me before. and the bad thing here is not i was not informed about it. and to top it off, i remembered that when I've opened that account, they gave me an international account/atm, without any option.
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what is the charge for bancnet and megalink? sa expressnet (like landbank and banco de oro) wala siyempre, right?
8 to 10 pesos ata to per transaction for banks within the same network (within bancnet e.g. RCBC to EPICB), 12 pesos ata pag outside the network (from bancnet to Megalink e.g. RCBC to PNB).
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actually meron po sticker na nakapost sa ATM ng metro bank (well, at least sa mga atm's na nakita ko) na nakasulat na meron charge na $2 if ang gamit mo is cirrus na card. i think ganun din charge if gagamit ka ng metrobank atm card sa bpi na atm.
To be fair, I WAS warned by BPI when they switched to the new cards about the Cirrus policy and charges. It isn't usually an issue for me, as I work in Makati where BPI ATMs are ubiquitous.
yes, my fiance's mom works with BPI... she warned us not to withdraw from not express net banks as much as possible... kung sobrang emergency na lang siguro.
I never widraw from any other ATM machine aside from BPI... as much as possible carry enough cash nalang.. pag talagang Emergency tiis nalang sa 200pesos charges.. Much hight higher pa nga pag sa Ibang bansa ka nag widraw.. Buti nalang I got an OLD ATM card pa.. the new one is back up ko nalang in case I need a dollars..
nangyari na din sa kin yan. off-line sa Metrobank ATM na pinuntahan ko so nag-withdraw ko sa katabing bank (HSBC). nakngtokwa! goodbye 200 pesos. kainis!
nabiktima din ako nito pero yung sakin kasi metrobank ako tapos nagwidraw ako sa BPI...dollars ang charges either widrawal or balance inquiry lang... tumawag ako sa hotline ng BPI nun..asar na asar ako grabe pero wala ako nagawa...
ATTN: BPI ATM acct holders (FYI)
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